Terms & Conditions

The following terms of use will govern the use of this website hpnmaratt.com and all its sub-sites and micro-sites.

Extent of the Terms of Use

These Terms & Conditions (“Terms”) are set between Sam-T-Point (“Company/We/Us/Our”) and its users (“User/You/Your/Students/Instructors/Publishers”) and will govern the use of the Website, our Mobile Apps (“App/Mobile App/Application”), or any products or services including Audio, Video, eBooks, Images and Textual Content through a Computer, Mobile App, Online Streaming, SD cards, tablets or other storage/transmitting devices (“Product(s)/Service(s)/Products & Services”).

An Instructor or a Publisher is an individual or a company hosting video courses or eBooks on our website and selling them to our website users based on our revenue sharing clause as expressed in Revenue Sharing for Published Content.

These Terms constitute an electronic record in accordance with the provisions of the Information Technology Act, 2000 and the Information Technology (Intermediaries guidelines) Rules, 2011 thereunder and further rules there under as applicable and amended provisions pertaining to electronic records in various statutes as amended time to time.

As a user of our Products & Services, you must agree to have read the terms mentioned henceforth.


Any personal information submitted in connection with your use of the products or the site is subject to our Privacy Policy, located at Privacy Policy.


Our products enable the users to learn via live and recorded instruction, tutoring, and learning services through our proprietary software, mobile applications, and website. The services include, without limitation, facilitating and hosting & selling courses in video and text formats, hosting and selling eBooks and taking feedback from users.

The company holds the right to modify or upgrade its products at any time. If you are at any time dissatisfied with our products, then your sole remedy is to discontinue the use of the products.

As a registered user of the website, you agree that we may notify you through email regarding security, privacy, and administrative issues relating to your use of our products.

If you publish a course on our platform, you must agree to the terms mentioned under Instructor Obligations.

The company reserves the absolute right to revise these terms in its sole discretion at any time and without prior notice to you other than by posting the revised terms on the site. Any revisions to the terms are effective upon posting. The terms will be identified as of the most recent date of revision. You should visit this page regularly to ensure your continued acceptance of these terms. Your continued use of the company products after any revision to these terms constitutes your binding acceptance of the revised terms. Notwithstanding the preceding sentences of this section, no revisions to these terms will apply to any dispute between you and the company that arose prior to the date of such revision.


You will need to register with us and obtain an account, username, and password for most activities on our platform, including to purchase and enroll in a course or to submit a course for publication. The information you provide at the time of registration helps us in hosting your content, offering the content, customer service, and network management. You are solely responsible for maintaining the confidentiality of your account, username, and password. You further understand that you are completely responsible for all activities associated with your account.

You warrant that your account related information will be accurate, current, and complete at all times. If we believe that such information is untrue, inaccurate, not current, incomplete, or misleading, then we reserve the right to suspend or terminate your account and restrict any and all current or future use of our products and services, without any liability to you.

You must notify us immediately of any unauthorized use of your account and any other breach of security. We cannot be held responsible for any loss or damage arising out of your failure or negligence to comply with the requirements stated in this agreement, either with or without your knowledge, prior to your notifying us of unauthorized access to your account.

You may not use anyone else's account at any time or transfer your account to someone else without the permission of the account holder. If you have authorized another individual, including a minor, to use your account, you understand under such circumstances, you are completely responsible for the online conduct of such user and the consequences of any misuse.

User Submitted Contents

We cannot guarantee the accuracy, reliability, or validity of the video courses, eBooks, review comments, feedback and discussions posted on the website, as we do not control the submitted contents. By using the site, you may come across posts or comments which you may consider objectionable. You hereby agree that the company is not accountable for your access or use of any such content.

The site is a forum for instructors, publishers, and users. We are not liable for any disputes, claims, losses, injuries, or damage of any kind that might arise out of or relate to conduct of instructors, publishers or users, including, but not limited to, any user's reliance upon any information provided by an instructor.

Course Enrollment and Lifetime Access

As a student, when you enroll in a course, whether it’s a free or a paid course, you are getting from Tutorials Point a limited, non-exclusive, non-transferable license to view the course via the Tutorials Point Platform and Services, and Tutorials Point is the licensor of record. Courses are licensed, and not sold, to you. This license does not give you any right to resell the course in any manner (including by sharing account information with a purchaser or illegally downloading the course and sharing it on torrent sites).

Though we give a lifetime access license to our students when they enroll in a course, we reserve the right to revoke any license to access and use courses at any point in time in the event where we decide or are obligated to disable access to a course due to legal or policy reasons. The lifetime access is not applicable to add-on features and services associated with a course.

Instructors may not grant licenses to their courses to the student directly and any such direct license shall be considered null and void and a violation of these Terms.


You agree to use our products and services for lawful purposes only. You are solely responsible for the knowledge of and adherence to all laws, rules, and regulations pertaining to your use of the products. You agree not to use our content or products to recruit, solicit, or contact in any form Instructors or potential users for employment or contracting for a business not affiliated with us without our advance written permission, which may be withheld in our sole discretion. You assume all risks from any meetings or contact between you and any instructors or other users of the products.

User Obligations

  • You have read, understood, and agree to be bound by the pricing information before using the site or registering for a course.

  • You are not allowed to translate, republish, or print the content of this website without written permission from the company.

  • You are not allowed to copy, print and distribute eBooks (pdfs) for any purpose other than for personal use. You are not allowed to make copies, display and share with individuals or organizations, in lieu of payment or for free.

  • You are not allowed to copy and distribute video courses for any purpose other than for personal use. You are not allowed to make copies, display and share with individuals or organizations, in lieu of payment or for free.

  • You will not use this website to upload any video of text course, tutorial, diagrams, graphics, logos, trademarks, or any other copyrighted contents belonging to any third party.

  • You will not use contents or a portion of contents of this website for any unethical, unlawful purpose, to promote segregation depending upon gender, age, race, religion, nationality or disability of a person, to defame a person or to violate a person’s right to privacy.

  • You will not upload, post or otherwise transmit any unsolicited advertising, promotional materials, junk mail, spam, or any other form of solicitation through the site.

  • You will not post any inappropriate, offensive, racist, hateful, sexist, pornographic, false, misleading, infringing, defamatory or libelous content.

  • You will not disclose any personal information to an instructor, and you will not solicit personal information from any instructor.

  • You agree to pay the fees for courses that you purchase, and you authorize us to charge your debit or credit card or process other means of payment (such as Boleto, SEPA, direct debit, Paypal, CCAvenue or mobile wallet) for those fees.

  • When you make a purchase, you agree not to use an invalid or unauthorized payment method. If your payment method fails and you still get access to the course you are enrolling in, you agree to pay us the corresponding fees within thirty (30) days of notification from us. We reserve the right to disable access to any course for which we have not received adequate payments.

  • If you are under the age of 18, you have obtained parental or legal guardian consent before using the site or registering for a course.

Instructor Obligations

If you have registered with us as an instructor to publish a course or other content (“Submitted Content”), then you MUST understand that:

  • You grant Tutorials Point the rights to sale, market, and sublicense your Submitted Content directly through our website to students who enroll in the course.

  • Your registration with us is subject to the company’s approval, which we may grant or deny in our sole discretion.

  • You will be responsible for all your submitted content, and that you own or have the necessary permissions to use such content, and that you have the authority to authorize the company to reproduce and distribute your submitted content through our website as described in this document.

  • You agree that no submitted content shall infringe or misappropriate any intellectual property right of a third party.

  • You own the copyright of all the content that is provided to the company for publishing. But by posting courses and other content, you allow us to reuse and share it but you do not lose any ownership rights you may have over your content.

  • You reserve the right to upload/sell the courses through any other company/platform without any restrictions.

  • You reserve the right to disable any or all Submitted Content that you have previously licensed to the Company, at any time. Once informed of such a decision, the Company will have 30 days to disable the Submitted Content at the backend and cease its publication on the website. Except as otherwise agreed, our right to sublicense the rights in this section will terminate with respect to new users 30 days after the Submitted Content's removal. However, the rights given to students before the submitted content’s removal will continue to exist and such students will still have access to the content in order to uphold the lifetime access guarantee provided to the enrolled students.

  • The company may obtain course contents from the Instructor/Publisher through Google Drive or Dropbox or any other mode the Instructor is comfortable with if the Instructor does not wish to upload the courses himself/herself through our Services.

  • The company holds the right to publish your Submitted Material or discard it, based on its suitability and our internal review. If we find your Submitted Material suitable for our students, then your course will be published and it will be available for sale on our Website.

  • You have the required qualifications, credentials and expertise, including without limitation, education, training, knowledge, and skill sets, to teach and offer the services you offer through our website and its products.

  • You will not post any inappropriate, offensive, racist, hateful, sexist, pornographic, false, misleading, infringing, defamatory or libelous content.

  • You will not use our products and services for any business other than for providing teaching and instructional services to users of the site.

  • You will not engage in any activity that will require us to obtain any licenses from or pay any royalties to any third party.

  • You will not copy, modify or distribute the content published on this website except as permitted in this agreement.

  • You will maintain your enrollment and account information, and all such enrollment and account information shall be accurate.

  • You will respond promptly to users seeking your services and ensure a quality of service as agreed upon in this agreement.

  • You are over the age of 18 or if not, a legal guardian has agreed to the terms of this agreement and will assume responsibility for your performance and compliance hereunder.

Refunds and Credits

If a video course you purchased is not what you were expecting, you can place a credit/refund request, within 30 days of your purchase of the course. You can use the credits towards your next course purchase on our website. No credit or refund will be issued if you request it after the 30-day guarantee time limit has passed.

Tutorials Point believes in complete transparency and maintaining a thoroughly accountable system. You are entitled to a 100% refund for a video course purchased as long as-

  • The refund is requested within 30 days of purchase of the online course.

  • Not more than 2 video sessions have been watched.

  • No provided material along with the video course has been downloaded.

  • No course certificates have been issued.

You can request for a refund from the provided option along with the subscribed course. All the approved refunds will be paid within 15-20 business days from the date of the approval being granted by the Company.

At our discretion, if we believe you are abusing our credit/refund policy, we reserve the right to ban your account and restrict all future use of our Services.

Before you go ahead and purchase an eBook, we encourage you to go through the sample chapters provided and make sure the material of the eBook is as per your expectations.

Tutorials Point will not be able to refund/replace the downloaded eBooks due to the electronic nature of the content, though we can re-issue the same eBook in case you receive it in damaged condition.

Revenue Sharing and Payments

When an instructor or a publisher hosts a course or an eBook on our website and we sell that course or eBook to our students, the revenue generated by the paid courses will have 45% revenue share for the company and the remaining 55% revenue will be shared with the instructor or the publisher.

If a student purchases a course or an eBook in India, then it requires us to remit sales taxes, good and service tax (GST), or other similar transaction taxes ("Transaction Taxes"), under applicable law, we will collect and remit those Transaction Taxes to the competent tax authorities for those sales. If the student purchases the course from outside India through Paypal, GST is not applicable, but PayPal gateway charges would be applicable.

When a student purchases a course, we calculate the gross amount of the sale as the amount actually received by Tutorials Point from the student ("Sale Amount"). From this, the applicable taxes and payment gateway transaction charges are deducted to calculate the net amount of the sale ("Net Amount").

Your revenue share will be 55% of the Net Amount. Tutor or Publisher residing in India will have to furnish PAN card details for the TDS deduction of 10% as per government norms. For Tutor or Publisher based outside India, TDS will not be deducted from your revenue share.

We process the payments in the first week of every month. Any sale becomes mature after its 30 days guarantee period is over. Once a sell is matured, we credit the payments of that sell in the first week of the subsequent month. We reserve the right not to pay out funds in the event of identified fraud, violations of intellectual property rights, or other violations of the law.

We have the following two methods to remit your payments based on your locality:

  • If you are an instructor/publisher residing in India, we remit your payments directly in your bank account through online bank transaction. To process your payments, we will require your bank account details such as account number, account holder’s name, bank name, branch name, and IFSC code.

  • For instructors/publishers who reside outside India, we disburse the payments in U.S. dollars (USD), through PayPal, regardless of the currency with which the sale was made. You must own a PayPal account and keep us informed of the correct email associated with your account, in order for us to release your payments in a timely manner. We will assume transaction processing fees excluding foreign currency conversion fees. Your revenue report will show the sales price in Indian Rupees (INR) and your converted revenue amount in US Dollars (USD).

If required by the government agencies, we may demand any tax or other related documents from you. We reserve the right to withhold payments or impose other penalties if we do not receive proper identifying information or any other related documentation from you.

You understand and agree that you are ultimately responsible for any applicable taxes on your income to your local authorities.

All transaction details pertaining to the sales of the courses and eBooks that the Instructor/Publisher owns, and uploads will be provided inside the user account.

When creating a course on our website, you will be prompted to set a price for your course and how much discount you want to offer. You may alternatively choose to offer your course for free. Company holds the right to revise the price if you opt to include your course for promotional activities.

You acknowledge and agree that students have the right to receive a refund. Instructors/Publishers will not receive any revenue from transactions for which a refund has been granted under this Terms of Use.

If we make any change in our Revenue Sharing and Payments policy, we will inform you the same through email or posting a notice through our Services and provide you 30 days’ notice.

Third-Party Advertisements

We use third-party advertising companies to serve ads when you visit our Web site. These companies may use aggregated information (not including your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements about goods and services of interest to you.

We do not guarantee the correctness, viability, validity, and availability of information displayed on our website in the form of advertisements. We do not guarantee the merchantability or fitness of the advertised information for any particular purpose.

We declare the advertisers and their clients or allied partners are neither our agents, nor partners. We do not provide a guarantee for any published information on behalf of any of the advertisers and their clients or allied partners.

If you would like more information about this practice and to know your choices about not having this information used by these companies, please see: http://www.networkadvertising.org/managing/opt_out.asp


We are not liable to any user for:

  • Any loss or damages of any kind, as a result of using our products and services or other information provided on the website.

  • Special, direct, incidental, punitive, exemplary or consequential damages of any kind whatsoever in any way due, as a result of using or inability for using the website or its contents.

  • Any third party websites or contents therein directly or indirectly accesse

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